As tax season is upon us again, remember your federal tax refund can be a helpful boost when buying property. It works best as part of a larger financial plan; on its own, it is usually not enough. How you can use it: Down payment support: Apply it toward your upfront cash requirement Closing costs: Cover lender fees, title charges, and prepaid expenses Reserves: Strengthen your financial profile (lenders like to see extra savings) What lenders expect: Tax refunds should