SARASOTA REAL ESTATE
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As tax season is upon us again, remember your federal tax refund can be a helpful boost when buying property. It works best as part of a larger financial plan; on its own, it is usually not enough. How you can use it: Down payment support: Apply it toward your upfront cash requirement Closing costs: Cover lender fees, title charges, and prepaid expenses Reserves: Strengthen your financial profile (lenders like to see extra savings) What lenders expect: Tax refunds should

Mortgage rates are rising again and remain the biggest driver in today’s housing market. The 30-year rate is now around 6.4%–6.5%, having risen for several weeks due to inflation concerns and global tensions that have pushed up oil prices and bond yields. Mortgage applications have dropped about 5% as buyers pull back, leading to higher monthly payments, delayed purchases, and slowing spring momentum. At the same time, price cuts are becoming more common, especially in previo